CTOS

The CTOS App: Your Malaysian Credit Health Guardian

Managing your credit health just got easier with the CTOS App, Malaysia's leading credit reporting agency trusted by over 1 million users. This comprehensive app provides convenient access to your CTOS User ID and a suite of powerful features designed to protect your financial well-being.

Key App Features:

• CTOS Score Report: Gain insights into your creditworthiness, boosting your loan approval chances. Early detection of potential issues like identity theft, fraud, litigation, bankruptcy, and outstanding debts allows for prompt corrective action. Maintain accuracy and improve your credit report.

• CTOS SecureID: Strengthen your defenses against identity theft and fraud. Receive real-time alerts, including dark web monitoring, new credit applications, credit limit changes, account closures, address changes, and scam warnings. Safeguard your personal data and proactively mitigate risks.

• Comprehensive Credit Monitoring: Stay informed about your credit score changes with quarterly updates. Receive monthly alerts for missed payments, potential inaccuracies in bankruptcy or litigation records, and debts reported by non-financial institutions.

• Takaful Coverage (up to RM-000): Enjoy financial protection against losses from fraudulent transactions. This added layer of security provides peace of mind.

• Effortless Profile Management: Maintain an accurate and up-to-date CTOS ID profile with easy amendment features. Ensuring your information is current is crucial for your credit health.

• Continuous Improvement: The CTOS ID app undergoes regular updates, adding new features and enhancing user experience. Enjoy a continuously improving and streamlined app experience.

Take Control of Your Financial Future:

The CTOS App empowers you to monitor your credit health, proactively prevent identity theft and fraud, and stay informed about changes to your credit score and financial records. Its comprehensive features—CTOS Score Report, CTOS SecureID, Credit Monitoring, Takaful Coverage, and User Profile Amendment—provide the tools you need to make informed financial decisions, correct inaccuracies, and safeguard your personal information.

Download the CTOS App today and start protecting your financial future! Learn more and stay updated at www.ctoscredit.com.my and follow us on Facebook at https://www.facebook.com/ctosdatasystems.